01 / STRUCTURE
Payment plans that create room to move.
Structure eligible premiums with a practical down payment and scheduled installments.
Premium finance, built for momentum
Keep coverage moving.Keep capital working.
IIFS turns commercial insurance premiums into manageable payment plans—connecting agencies, insureds, and servicing through one clear finance experience.
THE IIFS FLOW
CONNECTED
- 01QuoteStructure the plan
- 02SignSecure the agreement
- 03FundAdvance the premium
- 04ServiceManage the account
Based in Jericho, New York
Built for commercial insurance
One finance partner. Two points of view.
Built around the people who keep business covered.
FOR THE AGENCY
Make the premium easier to say yes to.
From proposal to payment
Serious infrastructure. Refreshingly human service.
The IIFS operating model connects quote generation, signed agreements, digital payment processing, notices, and ongoing account servicing.
02 / CONNECT
Agency-ready from quote to signature.
Clear handoffs help keep every party aligned.
03 / PAY
Digital payments and recurring ACH.
Support for convenient account payment options.
04 / SERVICE
Account servicing that stays ahead.
Billing statements, timely notices, payment posting, and clear account communications.
The path to funded
Four moves.
One clear line.
Every step is designed to keep the policy, payment, and people moving together.
Start with a quote ↗Shape the quote
Share policy and premium details. IIFS structures a finance option for review.
Secure the agreement
The finance agreement moves to the agency and insured for completion and signature.
Activate and fund
Once processed, the account is activated and eligible premium funds move to the appropriate party.
Service the account
Payments, statements, notices, and account activity stay connected through the life of the loan.
Interactive structure preview
See the premium in a different shape.
This preview uses a 25% down payment and shows principal only. Actual eligibility, down payment, finance charges, fees, and terms vary by agreement and jurisdiction.
Total premium$48,000
25%
75%
Illustrative down payment$12,000
Principal to finance$36,000
Principal per installment*$4,000
The IIFS standard
Clarity at the moments that matter.
Premium finance sits between a critical policy and a real operating budget. That deserves direct communication, dependable processing, and respect for everyone involved.
Useful answers
Start informed.
Premium finance is straightforward when the next step is clear.
Premium financing lets an insured fund eligible insurance premiums through a finance agreement, making a down payment and paying the remaining financed balance over scheduled installments.
Start with the premium and policy details. IIFS can structure the quote, coordinate the finance agreement, and guide the agency and insured through signature and processing.
IIFS operating materials support digital payment posting, online account access, and recurring ACH enrollment. Availability and payment methods depend on the individual account.
A premium finance agreement may permit cancellation of financed coverage after required notices and cure periods. Customers should act promptly on any past-due notice and contact the servicing team with questions.
A better way to carry the premium
Let’s keep your next policy moving.
CONVERSATION↗